FITRIAH, R. R. A. ANALISIS EFEKTIVITAS DAN FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP REALISASI PEMBIAYAAN SEKTOR UMKM DI PERBANKAN SYARIAH . Nusantara Interdisciplinary Journal of Education Studies and Society (NIJESS), [S. l.], v. 1, n. 1, p. 9–16, 2024. DOI: 10.64093/nijess.v1i1.6. Disponível em: https://journalweb.org/ojs/index.php/NIJESS/article/view/6. Acesso em: 28 jun. 2026.